Short Answer: Your Social Security Disability Insurance (SSDI) benefits adhere to a strict payment schedule. However, if your payment falls on a federal holiday, you might receive your payment the preceding business day.
Example: If you expect a payment on the fourth Wednesday of this month, but it is a federal holiday, you will receive it the preceding Tuesday (the immediately preceding business day).
SSDI Payment Dates Are Determined By Your Birthday
SSDI payment dates are determined by the recipient’s birthday and are deposited on the second, third, or fourth Wednesday of the month depending on that same individual’s birthday:
Born between the 1st and 10th of the month
Born between the 11th and 20th of the month
Born between the 21st and 31st of the month
Can You Change Your SSDI Payment Schedule?
Unfortunately, there is no option to change your SSDI payment schedule. Your SSDI payment date is determined solely by your date of birth.
What Can Delay My SSDI Payment?
Most of the time, delays for SSDI payments are caused by processing protocols on your bank’s side. Certain financial institutions can take longer (1-2 business days) to post a payment from SSA or might process payments throughout the night.
Occasionally, the Social Security Administration (SSA) itself can encounter issues delivering payments promptly due to technical issues or administrative delays. It is critical to reach out to SSA directly through their secure website to understand the status of your payment.
Michael Armstrong Laws’ Top Tips For Ensuring Prompt SSDI Payments
- Sign up for direct deposit through the SSA’s website to ensure your payments are sent safely and promptly to the right account.
- Keep yourself informed of SSA’s payment schedule, which is posted on their website.
- Always contact the SSA or your bank to understand the status of your SSDI payments. Do not use any third-party website or institution claiming to know the status of your payment.
If You’ve Been Denied, We’re Here To Help
Michael Armstrong Law has diligently assisted the New Mexico community for 33 years by helping residents appeal their denied SSI and SSDI claims. If you need help appealing your claim, our team of compassionate legal professionals is ready to help you receive the benefits you deserve.