Social Security Disability Insurance FAQs

SSDI FAQs for Residents of Albuquerque, NM & Nearby Areas

At Michael Armstrong Law in Albuquerque, New Mexico, we commonly answer questions relating to Social Security Disability Insurance (SSDI) and the various steps that someone must take to apply for SSDI benefits. The following is a series of SSDI FAQs that we believe should be helpful to Albuquerque area residents who find themselves in need of SSDI help and SSDI resources.

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What is SSDI?

SSDI is a federal program that provides financial assistance to people with disabilities. SSDI benefits are only available to disabled individuals who have paid a minimum amount of Social Security payroll taxes.

How do I Qualify?

This is one of the most common SSDI FAQs that we hear from prospective clients looking for SSDI help. Generally speaking, you must first have had a job that is covered by Social Security. And second, you must have a medical condition that meets the Social Security Administration’s definition of “disability.”

What is the SSA’s Definition of “Disability”?

Anyone who wishes to obtain SSDI financial help must have a disability that prevents them from engaging in any substantial gainful activity (SGA) and such disability must either (1) be expected to last for at least 12 months, or (2) be expected to result in death.

How do I Apply for SSDI Benefits?

You can apply online, over the phone, or at your nearest Social Security office.

How Long Does the SSDI Application Process Take?

Most SSDI resources say that it generally takes three to five months after applying for SSDI benefits to receive a decision. On the other hand, appealing a denial of benefits can take 12-24 months if not longer, especially while the coronavirus pandemic remains ongoing.

Are SSDI Benefits Hard to Obtain?

The straightforward answer to this question is, unfortunately, yes. Anyone in the Albuquerque area who has been denied SSDI benefits should promptly contact Michael Armstrong Law to discuss how our team might be able to help you obtain SSDI benefits through the appeal process. We have a long history of providing SSDI help to those with a wide range of physical and mental impairments.

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