Can I Apply For SSI While On Unemployment?

The answer to that question is complicated and can be a cause for unwanted stress. By agreeing to receive unemployment, you are stating that you are able and willing to work, but you cannot currently find work. If you have applied for SSI while on unemployment and were denied, contact one of our SSI representatives in Albuquerque or one of our SSI advocates now!SSDI & SSI Lawyer Explains SSI And Unemployment In Albuquerque

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What You Need To Consider Before Filing For SSI While On Unemployment

While you can apply for Supplemental Security Income (“SSI”) while on unemployment, you should greatly consider your medical and/or mental health conditions.  If you believe you should be able to return to work, apply for unemployment. But if you believe that your physical and/or mental health conditions prevent you from working for an extended period, you should consider applying for SSI if you have not earned sufficient work credits to qualify for Social Security Disability Insurance (SSDI). If you have earned those work credits, applying for SSDI would likely be in your best interest.

It is important to note that these two government assistance programs exist for their own purposes, and you should truly consider which one you may need, if any. The “overdue benefits” or the benefits you would have received during the disability application process takes into consideration what you received while on unemployment.  Consequently, that money will be deducted from the total overdue benefits amount if you are granted disability.

It is also possible that an Administrative Law Judge (ALJ) will consider this information in determining if you are, in fact, disabled. As mentioned earlier, you should consider if your medical conditions truly prevent you from working or if you just are not working because you are unable to find work.

If you have never worked, you cannot apply for unemployment. However, if your physical and/or mental conditions prevent you from working, you should consider applying for SSI.

Contact Our Team Of Expert SSI Representatives

Our SSI representatives in Albuquerque recommend that you do not receive unemployment benefits when applying for SSI. Furthermore, you should only apply for either assistance program out of necessity. If you have been denied, contact our compassionate Social Security Disability advocates today.

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