The Social Security Disability 5-Year Rule

The Social Security Disability 5-Year Rule was created in 2022 to help individuals understand if they are qualified to receive Social Security Disability Insurance (SSDI). Under this rule, you must have worked and paid into Social Security through payroll taxes for at least 5 of the last 10 years before…
What Happens With Social Security Disability Benefit Overpayments?

First and foremost, don’t panic. Yes, it’s possible you were overpaid by Social Security for your disability benefits, depending on the situation. And, if you were overpaid, you have some options for rectifying the situation. Whatever you decide to do, it is important you act quickly. Topics Covered: 1) What…
Is SSDI Taxable Income in 2025?

When it comes to understanding your Social Security Disability Insurance (SSDI) benefits, many recipients have concerns about whether or not their SSDI benefit payments are taxable. Unfortunately, for SSDI, the answer to this question may not be a straightforward yes or no. The answer relies on your unique financial situation…
Social Security Disability Benefits Pay Chart: A Straightforward Guide for 2025

For Social Security disability benefit recipients, the SSA has announced a 2.5% cost-of-living adjustment. This cost-of-living adjustment, COLA for short, can help to offset the effects of rising inflation on your quality of life while receiving Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits. In addition to…
Does Passive Income Affect Social Security Disability Benefits?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) both have strict financial criteria and limitations to determine eligibility for benefits. In the case of how passive income can affect your Social Security disability benefits, it is important to understand how income is factored into these two forms of…
Will Selling My House Affect My Social Security Disability Benefits?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are both government assistance programs that seek to help you maintain your quality of life through monthly benefit payments.However, these two programs vary greatly when it comes to determining how profitable activity affects your eligibility for each program. Key Terms:…
Can A Government Shutdown Affect My SSDI & SSI Benefits?

While the news of a government shutdown can be concerning, the threat it poses to your benefits and your ability to receive them is minimal. The Short Answer: Those currently receiving SSDI and SSI benefit payments will likely experience little impact on their benefit disbursement. However, there can be processing…
Are There Any Changes to Social Security Disability Benefits in 2025?

For Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), it is rare for these government programs to have complete program reforms or significant overhauls.For current recipients of Social Security disability benefits, the most important aspects you need to be aware of are legislative and administrative changes to Social…